Retirement report
Between work, family, and friends, life can feel full and it’s easy to put off thinking about retirement. But planning ahead isn’t just about finances; it’s about making sure your future reflects the life you want to lead. Whether that means more time outdoors, travelling with your family, or simply having the freedom to choose how you spend your days, a solid retirement plan helps make it all possible.
How confident do people feel about retirement?
Even among those who’ve worked hard and saved well, there’s still a sense of uncertainty around retirement planning. Our research shows that many people wish they’d taken action sooner and that clarity is key to feeling confident about the future.
0% of people wish they had started saving for their pension earlier in life.
0% say that they delayed speaking to a financial adviser because they felt they had plenty of time before retirement.
0% admit that they don’t know how much money they’ll need to live the retirement they want.
Introducing our Retirement report.
We surveyed people aged 45 and over across the UK to understand their thoughts on retirement planning
This report is designed to guide you through the key considerations, options, and actions that can help you build a retirement plan tailored to your unique circumstances. From understanding your pension and savings to exploring investment choices and lifestyle planning, we’ll help you take confident steps toward a fulfilling retirement.
The retirement reality check
What’s holding people back from planning their financial future?
0% have never spoken to a financial adviser about their retirement plans.
0% of those who haven’t sought advice believe that they don’t have enough money to make it worthwhile.
0% admit that don’t review their pension regularly, while 13% have never reviewed it at all.
Remember, the amount you receive from your pension plan when you retire will depend on several factors, including how much your plan is worth at the time you take your benefits. This value can go down as well as up, so it's not guaranteed. There’s a chance that the value of your plan could be less than the total amount you’ve paid in.