Retirement report
Retirement might not be top of mind when you're working long hours and juggling everyday responsibilities, but taking a moment to plan now can make a real difference later. Whether you dream of spending more time outdoors, supporting causes you care about, or simply enjoying a quieter life with loved ones, a thoughtful retirement plan helps turn those hopes into reality.
How ready do people feel for retirement?
Retirement can feel like a distant goal, especially when life is busy. But when we asked people how prepared they feel, the results showed a mix of confidence and concern. Many are still figuring things out, and that’s okay. You’re not alone if you haven’t got everything mapped out yet.

Introducing our Retirement report.
We surveyed people aged 45 and over across the UK to understand their thoughts on retirement planning
This report is designed to guide you through the key considerations, options, and actions that can help you build a retirement plan tailored to your unique circumstances. From understanding your pension and savings to exploring investment choices and lifestyle planning, we’ll help you take confident steps toward a fulfilling retirement.
The retirement reality check
What’s holding people back from planning their financial future?
Remember, the amount you receive from your pension plan when you retire will depend on several factors, including how much your plan is worth at the time you take your benefits. This value can go down as well as up, so it's not guaranteed. There’s a chance that the value of your plan could be less than the total amount you’ve paid in.
