Community and charity

We want to make a difference in the communities we work in and that's why we champion volunteering and charitable initiatives that are close to our hearts.To centralise all of the great work we do in this space, in 2022 we launched the Lloyds Wealth Charitable Foundation. Through the Foundation, we are partnering with Alzheimer’s Research UK. The charity is committed to accelerating progress towards a cure for dementia, by revolutionising the way it is treated, diagnosed and prevented.We run a number of volunteering and matching schemes, including all colleagues receiving two Community Action Days per year to support the local community in which we operate, or a charity they are passionate about.In 2024, we raised over £88,000 for charities through a mixture of colleague fundraising, matched giving, and payroll giving. In 2025 our goal is to raise £100,000.

We prioritise wellbeing to create a culture where everyone thrives and feels happy at work. We have clear, fair and transparent policies that support and encourage employee wellbeing and we provide this through our strategic focus on four pillars of Physical, Mental, Financial and Social wellbeing.We provide colleagues access to resources such as the Headspace app, private medical insurance and an Employee Assistance Programme which provides free independent and confidential support, including short-term counselling.We believe that a good financial plan can help change people’s lives, that’s why we champion financial wellbeing and education. Our annual Money and Mind Report, allows people to understand how their day-to-day finances could impact their wellbeing and stress levels.

Being a responsible business - The Good Business Charter

We are proud accredited members of The Good Business Charter (GBC). The Charter measures behaviour over 10 components: real living wage, fairer hours and contracts, employee wellbeing, employee representation, diversity, equity and inclusion, environmental responsibility, paying fair tax, commitment to customers, ethical sourcing, and commitment to suppliers (Fair Payment Code).An organisation must meet all 10 components to receive accreditation.We’re very proud of our Good Business Charter accreditation and since April 2022 have produced an annual Responsible Business Report outlining the actions we are taking in line with each of the 10 components.Read our latest Responsible Business report.

Being a sustainable business

Climate change is one of, if not the single most important issues of our time and one which Lloyds Wealth is committed to making a priority across the business. We are determined to play our part to tackle global warming and the impact it is having upon our planet and its inhabitants.Over the past couple of years we have been on a journey to determine our operational carbon footprint and develop a robust sustainability framework including data collection, reporting and developing a plan to achieve net zero carbon operations by 2030.Our ambition to achieve this by reducing our carbon emissions and offsetting only those unavoidable emissions.We recognise that there is still a need for carbon offsetting to neutralise existing emissions and achieve carbon neutrality in the shorter term. Over the last few years we have partnered with ClimatePartner to offset our operational emissions (Scope 1, Scope 2 and Scope 3 business travel). These are the emissions we emit from our buildings along with business travel.We also encourage a climate positive workforce. We are Responsible is one of the core business standards that underpins our culture. We support colleagues to live a responsible lifestyle by offering a flexible ‘green benefits’ package. Initiatives include salary sacrifice for the purchase of an electric car, cycle to work schemes and a climate positive impact benefit through our partner Furthr.We believe in collective action, with the vision that the thousand little steps each individual makes, can collectively make a huge difference. Through our internal responsible business network and sustainability champions, our colleagues are the driving force of sustainable initiatives within our business. These champions are focussed on promoting sustainability understanding, ethos and good practice, and supporting the education of others.

Community and charity

We want to make a difference in the communities we work in and that's why we champion volunteering and charitable initiatives that are close to our hearts.To centralise all of the great work we do in this space, in 2022 we launched the Lloyds Wealth Charitable Foundation. Through the Foundation, we are partnering with Alzheimer’s Research UK. The charity is committed to accelerating progress towards a cure for dementia, by revolutionising the way it is treated, diagnosed and prevented.We run a number of volunteering and matching schemes, including all colleagues receiving two Community Action Days per year to support the local community in which we operate, or a charity they are passionate about.In 2024, we raised over £88,000 for charities through a mixture of colleague fundraising, matched giving, and payroll giving. In 2025 our goal is to raise £100,000.

We prioritise wellbeing to create a culture where everyone thrives and feels happy at work. We have clear, fair and transparent policies that support and encourage employee wellbeing and we provide this through our strategic focus on four pillars of Physical, Mental, Financial and Social wellbeing.We provide colleagues access to resources such as the Headspace app, private medical insurance and an Employee Assistance Programme which provides free independent and confidential support, including short-term counselling.We believe that a good financial plan can help change people’s lives, that’s why we champion financial wellbeing and education. Our annual Money and Mind Report, allows people to understand how their day-to-day finances could impact their wellbeing and stress levels.

Being a responsible business - The Good Business Charter

We are proud accredited members of The Good Business Charter (GBC). The Charter measures behaviour over 10 components: real living wage, fairer hours and contracts, employee wellbeing, employee representation, diversity, equity and inclusion, environmental responsibility, paying fair tax, commitment to customers, ethical sourcing, and commitment to suppliers (Fair Payment Code).An organisation must meet all 10 components to receive accreditation.We’re very proud of our Good Business Charter accreditation and since April 2022 have produced an annual Responsible Business Report outlining the actions we are taking in line with each of the 10 components.Read our latest Responsible Business report.

Being a sustainable business

Climate change is one of, if not the single most important issues of our time and one which Lloyds Wealth is committed to making a priority across the business. We are determined to play our part to tackle global warming and the impact it is having upon our planet and its inhabitants.Over the past couple of years we have been on a journey to determine our operational carbon footprint and develop a robust sustainability framework including data collection, reporting and developing a plan to achieve net zero carbon operations by 2030.Our ambition to achieve this by reducing our carbon emissions and offsetting only those unavoidable emissions.We recognise that there is still a need for carbon offsetting to neutralise existing emissions and achieve carbon neutrality in the shorter term. Over the last few years we have partnered with ClimatePartner to offset our operational emissions (Scope 1, Scope 2 and Scope 3 business travel). These are the emissions we emit from our buildings along with business travel.We also encourage a climate positive workforce. We are Responsible is one of the core business standards that underpins our culture. We support colleagues to live a responsible lifestyle by offering a flexible ‘green benefits’ package. Initiatives include salary sacrifice for the purchase of an electric car, cycle to work schemes and a climate positive impact benefit through our partner Furthr.We believe in collective action, with the vision that the thousand little steps each individual makes, can collectively make a huge difference. Through our internal responsible business network and sustainability champions, our colleagues are the driving force of sustainable initiatives within our business. These champions are focussed on promoting sustainability understanding, ethos and good practice, and supporting the education of others.

Community and charity

We want to make a difference in the communities we work in and that's why we champion volunteering and charitable initiatives that are close to our hearts.To centralise all of the great work we do in this space, in 2022 we launched the Lloyds Wealth Charitable Foundation. Through the Foundation, we are partnering with Alzheimer’s Research UK. The charity is committed to accelerating progress towards a cure for dementia, by revolutionising the way it is treated, diagnosed and prevented.We run a number of volunteering and matching schemes, including all colleagues receiving two Community Action Days per year to support the local community in which we operate, or a charity they are passionate about.In 2024, we raised over £88,000 for charities through a mixture of colleague fundraising, matched giving, and payroll giving. In 2025 our goal is to raise £100,000.

We prioritise wellbeing to create a culture where everyone thrives and feels happy at work. We have clear, fair and transparent policies that support and encourage employee wellbeing and we provide this through our strategic focus on four pillars of Physical, Mental, Financial and Social wellbeing.We provide colleagues access to resources such as the Headspace app, private medical insurance and an Employee Assistance Programme which provides free independent and confidential support, including short-term counselling.We believe that a good financial plan can help change people’s lives, that’s why we champion financial wellbeing and education. Our annual Money and Mind Report, allows people to understand how their day-to-day finances could impact their wellbeing and stress levels.

Being a responsible business - The Good Business Charter

We are proud accredited members of The Good Business Charter (GBC). The Charter measures behaviour over 10 components: real living wage, fairer hours and contracts, employee wellbeing, employee representation, diversity, equity and inclusion, environmental responsibility, paying fair tax, commitment to customers, ethical sourcing, and commitment to suppliers (Fair Payment Code).An organisation must meet all 10 components to receive accreditation.We’re very proud of our Good Business Charter accreditation and since April 2022 have produced an annual Responsible Business Report outlining the actions we are taking in line with each of the 10 components.Read our latest Responsible Business report.

Being a sustainable business

Climate change is one of, if not the single most important issues of our time and one which Lloyds Wealth is committed to making a priority across the business. We are determined to play our part to tackle global warming and the impact it is having upon our planet and its inhabitants.Over the past couple of years we have been on a journey to determine our operational carbon footprint and develop a robust sustainability framework including data collection, reporting and developing a plan to achieve net zero carbon operations by 2030.Our ambition to achieve this by reducing our carbon emissions and offsetting only those unavoidable emissions.We recognise that there is still a need for carbon offsetting to neutralise existing emissions and achieve carbon neutrality in the shorter term. Over the last few years we have partnered with ClimatePartner to offset our operational emissions (Scope 1, Scope 2 and Scope 3 business travel). These are the emissions we emit from our buildings along with business travel.We also encourage a climate positive workforce. We are Responsible is one of the core business standards that underpins our culture. We support colleagues to live a responsible lifestyle by offering a flexible ‘green benefits’ package. Initiatives include salary sacrifice for the purchase of an electric car, cycle to work schemes and a climate positive impact benefit through our partner Furthr.We believe in collective action, with the vision that the thousand little steps each individual makes, can collectively make a huge difference. Through our internal responsible business network and sustainability champions, our colleagues are the driving force of sustainable initiatives within our business. These champions are focussed on promoting sustainability understanding, ethos and good practice, and supporting the education of others.

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Giving you the confidence to pursue your short- and long-term goals. We’re passionate about helping individuals and families engage with their finances through open, informed conversations tailored to their personal circumstances.

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Explore the tool

Passing on wealth

Discover our offering

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Existing clients

Financial planning
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Financial planning
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Financial planning
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Retirement

Financial planning and investment expertise for you

At Schroders Personal Wealth, we combine tailored financial advice with world-class investment solutions to help you achieve your aspirations.

Understanding your goals

We take the time to understand what matters most to you, whether that’s preparing for retirement, buying your first home, or building a legacy for your loved ones.

Tailored Financial Strategies

Our expert advisers craft personalised plans designed to meet your unique needs, helping you stay on track to achieve both short- and long-term objectives.

Smart Investment Solutions

Through our connection with Schroders, we provide access to top-tier investment expertise. We’ll help you build a diversified portfolio that aligns with your goals and carefully balances growth potential with risk management.

Ongoing Guidance

As your life and circumstances change, we’ll adapt your plan and investments to ensure they continue to support your ambitions.

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Financial Planning

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Understanding Your Goals

A firm you can trust
Understanding Your Goals
Understanding Your Goals
Understanding Your Goals
A firm you can trust
A firm you can trust

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We’ll work with you to understand your goals

Your financial journey begins with an in-depth conversation with your adviser. This step is all about getting to know you—your current financial situation, your aspirations, and any challenges you may face. Whether you’re planning for retirement, saving for a major life event, or seeking to protect your family’s future, your adviser will take the time to listen and understand what truly matters to you. This comprehensive understanding forms the foundation of a financial plan tailored specifically to your needs and goals.

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Community

Hear from our advisers

All of our advisers are employed directly by us. So you can rest assured knowing that they’ll always have your best interests at heart.

Alice Harmer

Advises on all aspects of financial planning, including pensions and retirement, investments, protection and estate planning.

Damien Goodall

Chartered Financial Planner specialising in investments, protection, pensions and retirement planning, IHT and estate planning.

Alex Gaita

Chartered Financial Planner with IHT expertise and a strong record in specialist investments, especially Business Relief.

Richard Allan

Chartered Financial Planner with 25 years' experience of financial planning with advanced qualifications in IHT planning.

Katie Nutting

Areas of expertise include divorce planning, pension planning, investments, taxation, financial planning, savings, and protection.

Alice Harmer

Advises on all aspects of financial planning, including pensions and retirement, investments, protection and estate planning.

Damien Goodall

Chartered Financial Planner specialising in investments, protection, pensions and retirement planning, IHT and estate planning.

Alex Gaita

Chartered Financial Planner with IHT expertise and a strong record in specialist investments, especially Business Relief.

Richard Allan

Chartered Financial Planner with 25 years' experience of financial planning with advanced qualifications in IHT planning.

Katie Nutting

Areas of expertise include divorce planning, pension planning, investments, taxation, financial planning, savings, and protection.

Alice Harmer

Advises on all aspects of financial planning, including pensions and retirement, investments, protection and estate planning.

Damien Goodall

Chartered Financial Planner specialising in investments, protection, pensions and retirement planning, IHT and estate planning.

Alex Gaita

Chartered Financial Planner with IHT expertise and a strong record in specialist investments, especially Business Relief.

Richard Allan

Chartered Financial Planner with 25 years' experience of financial planning with advanced qualifications in IHT planning.

Katie Nutting

Areas of expertise include divorce planning, pension planning, investments, taxation, financial planning, savings, and protection.

Help and support

Entrepreneurs

What our people say

With the rising cost of living crisis and a young family to support, the peace of mind that receiving a non-commission based salary provides is invaluable. I am encouraged and supported to deliver the right outcomes for my clients, not what makes me or the business more money. The freedom to do the right thing for each and every one of my clients is why I became a financial adviser in the first place. I can’t put a price on the level of job satisfaction that this gives me.

Gavin Casizzi, Financial Planning Director

I pride myself on building strong relationships with my clients. I don’t view my job as work but rather an opportunity to help and nurture my clients through their own financial journey. I’m happy to be able to be there for them, locally or on the end of the phone, for any questions they have. At Lloyds Wealth, I'm so grateful that I get to focus on delivering the best possible experience and developing trusted relationships with my clients, rather than chasing new business leads.

Manjinder Singh Gill, Personal Wealth Adviser

I love being a financial adviser. The best part about my role is being able to help clients achieve their goals whilst building trusting relationships that last. Being able to witness the positive impact that my advice has on the lives of my clients and their loved one's year after year is incredibly rewarding.

Clare O'Malley, Personal Wealth Adviser

Financial wellbeing is about feeling secure and in control. It’s about making the most of your money from day to day, dealing with the unexpected, and being on track for a healthy financial future. In short: financially resilient, confident and empowered.

The Money and Pensions Service

Hear from our clients

It's natural to feel nervous as you approach retirement. You may have been looking forward to retiring from work for a long time, but the truth is, it's a major life change that can bring stress and well as benefits. As a financial adviser, I love helping my clients aim to achieve the retirement and lifestyle they deserve with some good financial planning.

Elle Gedge

Protection

What our people say

I love being a financial adviser. The best part about my role is being able to help clients achieve their goals whilst building trusting relationships that last. Being able to witness the positive impact that my advice has on the lives of my clients and their loved one's year after year is incredibly rewarding.

Clare O'Malley, Personal Wealth Adviser

Despite the current uncertainty affecting financial markets worldwide, this isn’t the first time markets have faced volatile periods. And it’s those investors, who remained invested to achieve their long-term goals who have benefitted. At Lloyds Wealth, we continue to make tactical adjustments during these times to manage risk and take advantage of opportunities for our clients.

Alan Goodman, Lloyds Wealth Chief Investment Officer

Giving you the confidence to pursue your short- and long-term goals. We’re passionate about helping individuals and families engage with their finances through open, informed conversations tailored to their personal circumstances.

Notification of fund changes

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With you each step of the way

Notification of fund changes

Subtitle

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Lloyds Wealth Regional Funds:

Lloyds Wealth Asia ex Japan & Global Emerging Markets Equity Fund – Scheme of Arrangement completed
Lloyds Wealth European ex UK Equity Fund – Scheme of Arrangement completed
Lloyds Wealth Japanese Equity Fund – Scheme of Arrangement completed
Lloyds Wealth North American Equity Fund - Scheme of Arrangement completed

Following approval by shareholders at the Extraordinary General Meeting (EGM) held on 12 September 2024, the funds were merged into Lloyds Wealth Global (ex UK) Equity Fund on 5 October 2024.

The below conversion rates were applied to calculate the shares in the Lloyds Wealth Global (ex UK) Equity Fund.

Income Distribution - as set out in the Circular, the last accounting period of Lloyds Wealth Regional Funds ended at midday on 4th October 2024. Income accrued to that point will be distributed as soon as is reasonably practicable and no later than 4th December 2024.

Why Lloyds Wealth?

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Our latest responsible business report

Our latest report shows the great progress we have made on our journey towards being a responsible business. We’re delighted to see that our overall Scope 1-3 emissions are the lowest since we launched our inaugural Responsible Business Report.

One-off advice service

Bull and bear market characteristics

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Bull and bear market characteristics (Merged columns)

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Report

What action are we taking?

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News

Promoting and supporting equality

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Webinar

Working at Lloyds Wealth

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Passing on wealth

How our ongoing advice service works

A straightforward process to get the advice you need.

Getting to know you

We start by understanding your financial goals, personal circumstances, and aspirations to build a bespoke plan.

Tailored recommendations

We’ll provide strategies to help you manage your wealth, protect your assets, and plan for the future.

Regular reviews

We’ll meet periodically to assess progress, discuss any changes in your life, and adjust your plan as needed.

Proactive advice

Our team keeps you informed about opportunities and risks, helping you make timely, well-informed decisions.

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Why Lloyds Wealth?

Personalised Service

Your financial situation is unique, and we treat it that way. Our tailored advice is designed to align with your goals and values.

Personalised Service

Your financial situation is unique, and we treat it that way. Our tailored advice is designed to align with your goals and values.

Personalised Service

Your financial situation is unique, and we treat it that way. Our tailored advice is designed to align with your goals and values.

Personalised Service

Your financial situation is unique, and we treat it that way. Our tailored advice is designed to align with your goals and values.

Personalised Service

Your financial situation is unique, and we treat it that way. Our tailored advice is designed to align with your goals and values.

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Notification of fund changes

Subtitle

Lloyds Wealth Regional Funds:

Lloyds Wealth Asia ex Japan & Global Emerging Markets Equity Fund – Scheme of Arrangement completed
Lloyds Wealth European ex UK Equity Fund – Scheme of Arrangement completed
Lloyds Wealth Japanese Equity Fund – Scheme of Arrangement completed
Lloyds Wealth North American Equity Fund - Scheme of Arrangement completed

Why Lloyds Wealth?

Community

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